Spain, Mortgages Costa Blanca, Mortgages Costa Calida - As Independent Mortgage
Brokers we provide Spanish Mortgages for properties requiring Mortgages in
Spain, Mortgages Costa Blanca, Mortgages Costa Calida & we broker the very
best mortgage deal for you!
UK Phone 0871 218
Phone UK 0044
Phone Spain +34
96 558 3008 and ask to speak to David
- tell him that you came through Sun
Villas Direct Property Sales.
UK 0871 218 7003
Phone Spain +34 96 558 3008
Mortgages In Spain
Finance/Legal representation in Spain
Purchasing property in Spain should be straight forward, however we would strongly recommend that you use both professional
mortgage consultants and lawyers to assist you in the process.
Finance in Spain works on a similar basis to the UK. The follow is a guide in layman's
terms of the Spanish mortgage process and some mortgage products which are available through us.
We are independent mortgage brokers, and as such work with all Spanish banks to get our clients the very best
mortgage deal. Spanish banks in general require the following information when considering a mortgage
1.For employed persons they require the last p60 and last 3 months payslips, occasionally bank
statements. For Self employed they require the last set of accounts, tax
assessment and occasionally bank statements. For both they also require passports and nie copies which your lawyer will arrange for you.
Some Spanish banks require a UK Experion/Equifax report, but many do not.
2.Banks in Spain work on net income, and they will lend up to 4 times single or joint incomes.
3.The term of the mortgage is mostly to age 70, a few will go to 75.
4.Mortgage Interest rates in Spain are linked to the Euribor and currently this
is a rate of
Here are some products we are able to offer.
Mortgage 1. 85% of the purchase price for non residence, repayment only.
Mortgage 2. 70% of valuation, up to 15 years interest only. To age 80.
Mortgage 3. 80% of the valuation of property, 2 year interest only.
Mortgage 4. Capital raising for existing Spanish homeowners.
Mortgage 5. For Spanish residence we can offer up to 95% of purchase price and 5 years interest only.
These are just a few of the excellent mortgage deals available through us in
Spain, and rest assured that we will tailor the very best mortgage deal to suit your personal circumstances.
Whether you purchase a new or resale property in Spain and also take Spanish finance, we advise that you allow between 10/12.0% of
the purchase price to cover all costs/taxes.
A word of caution. Some estate agents will recommend you to Spanish banks that they have associations with and are not
the best advice for you.
Being independent we will offer you the best and correct
mortgage advice... and we do not shout, bite or hiss, we simply give you
best advice & then leave it entirely to you to decide whether or not to take
advantage of our services!
Please call us on 0871 218 3008 or 0044 1934 520081 or 0034 647661130... it will cost you a phone call and could save you
literally 1000īs of Euros/Pounds
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